Loss Insurance Services Ltd whose registered office 16 Chester Road, Northwich, Cheshire, CW8 1JB

Further terms and conditions apply to the products and services offered on this site which you will be able to browse as you apply for and purchase any product or service.

Please read the following terms carefully as use of the loss-insurance.co.uk (“the Site) website means that you agree to them.

Availability of Site

Whilst we have taken care in the preparation of the Site, certain technical matters may be beyond our control and we cannot guarantee that you will have uninterrupted or error free access to all of the Site at all times, that defects will be remedied, or that the Site, or the server that makes the Site available, are virus or bug free.  Access may be suspended or restricted to allow for repair or maintenance or for the introduction of new services without notice.

Data Protection and Privacy

Any details which you provide to us from which we can identify you are held and processed in accordance with our privacy policy.

Content and Advertisements

The Site may provides links to and content from other Internet sites and resources.  Because Loss Insurance Services Ltd has no control over these sites and resources, you acknowledge and agree that Loss Insurance Services Ltd is not responsible for the availability of these external sites or resources and does not endorse and is not responsible for any content, advertising products, services or other materials on or available from these sites or resources.

Site Access and Password Usage

You will be given the opportunity to register your on line account with us. You are responsible for maintaining the confidentiality of your details and your password and for restricting access to your computer to prevent unauthorised access to your account.  You accept responsibility for activities that occur under your account and you should take all steps to ensure your password is kept confidential.  You agree to inform us immediately if you have reason to believe your password is being used in an unauthorised manner.

Interference or entry to the Site with intent to corrupt, damage or deny service from the Site or for other commercial benefit shall be taken seriously and we shall take such action as is necessary to protect the Site from any such activities to protect our intellectual property rights.  You acknowledge that damages may not be an adequate remedy for any infringement of such rights by you and that we are entitled to the remedies of injunction, specific performance, orders to deliver up infringing copies and any other statutory or equitable relief for any threatened or actual infringement and that no proof of special damages is necessary for reliance on such remedies.


Whilst we have taken all reasonable steps to ensure that the information contained within the pages of the Site is current, accurate and complies with the relevant legislation and regulations as at the date of issue, no warranty is given and no representation is made regarding the accuracy of or completeness of the content of the Site.  Consequently, we accept no liability for any losses or damages (whether direct, indirect, special, consequential or otherwise) arising out of errors or omissions contained in the Site.  Further, no warranty is given that the Site shall be available on an uninterrupted basis and no liability can be accepted in respect of losses or damages arising out of such unavailability.  In addition, no liability can be accepted in respect of losses or damages arising out of changes made to the content of the Site by an unauthorised third party.

You acknowledge that you are solely responsible for the use to which you put the Site and all the results and information you obtain from it and that all warranties, conditions, undertakings, representations and Terms whether expressed or implied, statutory or otherwise are hereby excluded to the fullest extent permitted by law.

Nothing in these Terms of Use shall exclude, limit or restrict our duties and liabilities to you under the Financial Services and Markets Act 2000 and any subsequent amending or replacement legislation which regulates the carrying out of investment or financial business in the United Kingdom, or any conduct of business rules which we are bound to comply with.  Further, nothing in these Terms of Use shall attempt to exclude liability for death or personal injury or for fraudulent misrepresentation.

The materials on the Site do not constitute financial or other professional advice.  Contact your Independent Financial Adviser for financial advice.

Monitoring of Telephone Call and Emails

Telephone calls and email correspondence with us as a result of your access to the Site are recorded for training purposes and to assist in the prevention of fraud.  By using such communication methods you are consenting to such activities taking place.

Governing Law and Jurisdiction

These terms and your use of this website are governed by and construed in accordance with the laws of England and Wales and any disputes will be decided only by the Courts of England and Wales.