Commercial Insurance

Motor Trade Insurance

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Motor trade individuals part time and full time along with companies need to make sure they have the right insurance to cover them whilst driving, moving or delivering vehicles.  We offer cover for Motor sales, repairs and maintenance and provide you with a policy to meet your requirements.

We can include the following if required: –

  • Buildings cover
  • Public & Employers Liability
  • Stock
  • Tools & Equipment
  • Money
  • Goods in transit
  • Business Interruption

Tradesman Insurance

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As a tradesman you are often in and out of new surroundings which is why its important to protect your business and your customers from any mishaps which might happen.  We know no two trades are the same which is why our team will discuss your needs to make sure you have the right cover for your needs.

Our Cover can include –

  • Public & Employers Liability
  • Tools & Business Equipment
  • Business Stock
  • Own Plant
  • Hired in Plant
  • Contract Works

Courier Insurance

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Courier Insurance – Delivering for a living means you need to be on the road otherwise your deliveries are mounting up.  Our team are here to help you whether you are a self-employed individual or an establish company we will discuss your needs with you to make sure you have the right cover.

Cover could include: –

  • Vehicle Cover
  • Public & Employers Liability
  • Goods in Transit

Commercial Combined

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A Commercial combined policy enables you to you to build your own policy to cover your business needs under one policy.  You know your business best which is why our team will tailor your policy for you to include the cover and levels you need and exclude the covers you don’t need.

Cover could include: –

  • Public & Employers Liability
  • Tools & Business Equipment
  • Business Stock
  • Premises
  • Loss of income
  • Owned and hired in plant equipment/tools
  • Contract works
  • Excess Layer

Professional Indemnity

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Professional Indemnity, also known as PI insurance, is insurance to protect you and your business against legal costs and expenses incurred in your defence and any costs awarded against you arising from a professional negligence claim against you, an employee or sub consultant.  

Property Owners

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Whether your property is residential or commercial it’s important to have the right cover whether you have one property or more.  Our team will discuss your full needs to establish the cover you need.

Cover can include: –

  • Buildings Cover
  • Landlords Contents
  • Public and Employers Liability
  • Personal Accident
  • Loss of Rent

Land Liability

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When you own land you need the peace of mind of knowing that if something on your land causes damage to something or someone is injured you are covered.  Our team will discuss your needs and provide the right cover for you.

Marine Cargo

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Marine Cargo is a form of Goods in Transit insurance which covers the transportation of goods around the world or UK either by road, rail, sea or air.  We can provide one off cover or provide annual cover, our team will discuss your needs and provide you with a quote.

Group PA & Travel

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If you send your staff around the globe its good to know they are protected by your Group Personal Accident and Travel as they your most valuable assets.  These products can be purchased together or individually.  Our team are happy to discuss your needs and tailor a policy for you.

Event Insurance

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When your organising a one off event or a series of events it’s important to make sure you are protected.  We can cover a wide verity of events such as Weddings, Exhibitions, Sporting fixtures or Village Fetes.

Cover could include: –

  • Public Liability
  • Employers Liability
  • Event Equipment
  • Adverse Weather
  • Event Cancellation or Abandonment Cover
  • Non-Appearance Extensions

Charity Insurance

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If you are a Charity then we can help you get the right insurance, our help isn’t just for charities, we can also help other charitable organisations such as Not-for-profit organisation, Community interest companies or a social enterprise.  We will assist you in getting the right insurance to protect the Charity, the staff and the volunteers.  Our team will tailor your cover to meet your needs.

Cover Can include: –

  • Trustee and Management liability
  • Professional Indemnity
  • Loss of Income
  • Public Liability
  • PR Crisis Management
  • Buildings, Contents and Stock.

Driving Instructor Insurance

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As a Driving Instructor it’s important to have the right protection should the worst happen.  Our team will discuss your needs to make sure you have the right cover to keep you mobile and teaching if something does happen.

Cover can include: –

  • Any Driver Cover
  • Replacement Dual Control Vehicle Cover
  • Negligent Tuition Cover